Dog Breed & Homeowners Insurance | Michigan Dog Bite Lawyers
I recently read an article about dog breeds and homeowners insurance. The article explains that in some states, the breed of dog a person owns may affect that person’s homeowners insurance premiums. Claims related to dog bites or dog attacks make up one-third of all homeowners insurance claims. About 4.7 million people are injured by dog bites each year, and about 40% of these are children.
In Michigan, it is already illegal for homeowners insurance companies to deny coverage for breeds which are considered dangerous. There is no standard list of which breeds are dangerous, but in other states, a property insurance company may charge a higher rate to owners of Rottweilers, Doberman Pinschers, Pit Bulls, Huskies, Malamutes, Chow Chows, Great Danes, and Saint Bernards.
Other states have passed or are considering laws that require leashes or muzzles when outside the owner’s home or yard. Many local cities or counties have their own ordinances, which may require a dog owner to purchase a minimum amount of homeowner’s insurance coverage or which may define “dangerous animal” and then assess stiffer fines for attacks by “dangerous animals” within the meaning of the ordinance. Typically, this definition states that an animal that has previously bitten or attacked a human being is dangerous.
The Michigan dog bite lawyers at Buckfire & Buckfire encourage you to stay informed about changes in the laws concerning owning pets and homeowners insurance. From the point of view of the pet owner, having adequate insurance is a key part of protecting your personal assets from a lawsuit if your pet ever attacks someone. From the point of view of the bite victim, encouraging laws or ordinances that require pet owners to purchase insurance makes it more likely that there will be a policy to recover against if you are ever bit by a dog.
If you would like more information about your rights after a Dog Bite attack, you can order our FREE book, “The Ultimate Michigan Dog Bite & Animal Attack Handbook” by clicking on the book link. We will send it out immediately along with other important information.
For more information about Michigan dog bite cases, visit our law firm web site at www.BuckfireLaw.com If you would like to speak with one of our Michigan dog bite attorneys about your case, feel free to call us anytime at (800) 606-1717 or simply submit this contact form and we will get back to you quickly.
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If you would like more information about your legal rights after a Michigan injury accident, medical malpractice, wrongful death case, or other accident, you can order our FREE book, "The Ultimate Guide To Injury Cases In Michigan" by clicking on the book link. We will send it out immediately along with other important information.
For more information about Michigan injury and accident cases, visit our Michigan personal injury, car accident, and malpractice law website. If you would like to speak with one of our Michigan personal injury attorneys about your case, feel free to call us anytime at (800) 606-1717 or simply submit this contact form and we will get back to you quickly.
BUCKFIRE & BUCKFIRE, P.C. is a Michigan personal injury law firm and is not representing any of the parties mentioned in this article at the time of the posting of the article. The information contained in this article is from online news sources and any perceived misstatements should be attributed to those sources as we did not complete any investigation of the accident. If you believe that the information is inaccurate and would like it changed or would like this post completely removed from the site, please let us know and we will do our best to promptly accommodate your request. We are very sensitive to these requests.
If you were involved in this accident or a similar accident and have questions about your legal rights and options, it is important that you contact a reputable law firm. Please make sure that any Michigan law firm that you contact has significant experience in handling these types of accident and injury cases and has an excellent track record of successful settlements and jury verdicts. We also suggest that the attorney you contact provides you with a free initial consultation.
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